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Wealth Management Firms
Wealth Management
RJL Wealth Management offers comprehensive, integrated financial planning and wealth services to our clients. Our clients benefit from the extensive tenure of the firm's wealth managers, many of whom have experience in the areas of Financial Planning, Asset Management, Investment Brokerage and Insurance.

Each client is assigned a Wealth Manager who works closely with RJLWM's support staff and specialists in the areas of Tax, Estate and Insurance. This team approach supports our wealth managers in designing sophisticated financial strategies utilizing Ray Lucia's Buckets of Money® retirement approach.

 

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 financial-planning

Strategy First™

Our Strategy First™ approach begins with developing a customized strategy for the client's current financial situation and financial goals.

Our wealth managers search the investment spectrum for investment solutions for the client. This process provides our clients with a customized
strategy and investment mix.

Consideration for Taxes

We recognize that other than market performance, taxes and fees will have the largest impact on the success of your investment strategy.

A Buckets of Money® Strategy should be carefully implemented and monitored with a consideration for taxes today and tomorrow.

Our investment advisor representatives analyze the client's portfolio and make recommendations for allocating investments  for the most tax efficient solution.

RJLWM does not provide tax advice. Always consult your tax advisor.

Fee Sensitive Approach

RJLWM has a fee sensitive approach to implementing a Buckets of Money® Strategy. By using a combination of Fee-based and Insurance-based products, clients can design an investment portfolio that is sensitive to Investment Advisory Fees. Our investment advisor representatives oversee your Buckets of Money® strategy as part of a coordinated investment portfolio across all business lines.
     
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Coordination with Outside Consultants

RJL Wealth Management collaborates with management consultants, attorneys and CPAs to assist in the continuity of financial planning and investment management.

Collaborating with others helps us offer our clients a diverse and well-rounded client experience.

Independent 3rd Party Custodians

RJL Wealth Management uses independent 3rd party custodians to hold client's investments. These custodians work to provide safekeeping of these investments and a high level of customer service and reporting.

Wide Array of Investment Solutions

We offer our clients a variety of investment solutions for investors and portfolios of all types and sizes including fee-based services, brokerage services, insurance and annuities.